Understanding your rates

Swan Hill Rural City Council gathers rates from property owners in our municipality to support local services and infrastructure.

Rate capping is in place to restrict the amount that councils can raise their rates each year. The rate cap is set each year by the Minister for Local Government.

Rate increases have been capped at 3% for the 2025/2026 year.

The rate cap applies to the total average rates collected by council on the general rate and municipal charge (if applicable). It does not apply to each property owner’s rates notice.

Rate charge

Council calculates your rate charge by multiplying two figures:

Council uses differential rating to ascertain the rate in the dollar. Differential rating is used to maintain fairness and relative consistency in the distribution of rates between property classes.

The land types and their corresponding rates in the dollar amounts are:

Rate type Rate in the dollar CIV (cents)
General - Residential & Recreational 0.00418875
Residential Vacant Land - Swan Hill & Robinvale 0.01340400
Commercial - Swan Hill & Robinvale 0.00544538
Commercial & Industrial Other 0.00460763
Industrial – Swan Hill & Robinvale 0.00460763
Farm - Dry land 0.00335100
Farm - Irrigation District 0.00418875

Special rate charge

Properties classified as tourism, commercial and industrial within the towns of Swan Hill and Lake Boga and their outskirts (per the declared area) pay the special rate.

Funds raised through the special rate are used by Swan Hill Incorporated to promote the Swan Hill region as a place to live, work, visit and shop.

Swan Hill Incorporated is governed by a local board and three sub-committees who carry out activities. This includes television and print advertising, shop local campaigns, professional development, business forums, local festivals and events, and promoting the region at consumer trade shows.

The special rate categories are:

Special rate categories Rate in the dollar CIV (cents) Min amount Max amount
Tourism and Hospitality 0.00211410 $50.00 $8,298.32
Commercial 0.00095262 $50.00 $8,298.32
Industrial 0.00029876 $50.00 $414.90

Garbage service charges

This charge is collected by Council to manage waste, including recycling, green waste and landfill. Every property with a habitable dwelling in the garbage service collection area are required to pay a garbage collection charge.

Bin service (required for habitable properties in the waste collection area) 2025/26
Option 1 240 litre landfill bin + 240 litre recycling bin $599 per year
Option 2 120 litre landfill bin + 240 litre recycling bin $396 per year
Additional service (Swan Hill township only) 2025/26
Optional 240 litre green garden waste bin $103 per year
One off charges 2025/26
Downsize Exchange 240 litre landfill bin for a 120 litre bin FREE
Upsize Exchange 120 litre landfill bin for a 240 litre bin $58.50
Cancel Cancel green garden waste service $58.50

Emergency services and volunteers fund

The emergency services and volunteers fund (ESVF) has replaced the fire services property levy (FSPL) to support emergency and disaster response services.

Under the new Fire Services Property Amendment (Emergency Services and Volunteers Fund) Act 2025, Council must collect the ESVF on behalf of the Victorian Government as part of your Rates.

How is ESVF calculated

The ESVF will be calculated based on

  • a fixed charge that varies by property type
  • a variable charge based on property type and capital improved value (CIV)

Rebates, exemptions and concessions

Existing concessions continue to apply.

Holders of pensioner concession cards and Department of Veterans’ Affairs Gold Cards receive a $50 concession on their home (PPR). Only one concession applies per property per year.

Volunteer rebate

Eligible CFA and VICSES volunteers will be entitled to a rebate in relation to the ESVF.

The Volunteer Rebate IS NOT managed by Council.

The Department of Government Services manages the Eligible Volunteers Rebate Scheme. Customers seeking information on the rebate or wanting to claim the rebate need to visit the Eligible Volunteers Rebate Scheme website for details.

Single farm enterprise exemption from fixed charge

If you own or occupy multiple parcels of land for a single farm enterprise, you may only need to pay the fixed charge once.

Apply for an exemption

What happens if I refuse to pay/cannot pay the levy?

Ratepayers cannot choose to only pay rates and not the ESVF as Council is required by law to apportion any payments received between council rates and the ESVF.

As they do with rates, Councils can set up payment plans to assist with paying the levy.

If a property owner does not pay the levy, Councils are expected to take steps to recover outstanding amounts, which may include charging interest or initiating court action.

More information

Alternatively, contact the Department of Government Services ESVF Support Line on 1300 819 033

What your rates pay for

Rates brochure Our rates brochure offers a concise snapshot of our budget, providing insight into where your contributions are directed.

From vital services such as road maintenance, waste management, and public safety to administrative expenses, every aspect of our expenditure is clearly outlined, ensuring transparency in how your hard-earned dollars are used.

Rates brochure 2024/25(PDF, 236KB)

To find out more about how your rates are spent, see the Council plan and budget.